SEC Codes - ZenPayments

Standard Entry Class (SEC) code is a three letter code that describes how a customer or business authorized an ACH transaction.

You will need to provide the SEC Code when creating an ACH transaction.

Here is a list of SEC codes we support.

IMPORTANT Note that some SEC codes do not allow addendaText

Code	Debit	Credit	Addenda Text
`PPD`	Yes	Yes	Allowed
`CCD`	Yes	Yes	Allowed
`WEB`	Yes	No	Not Allowed
`TEL`	Yes	No	Not Allowed

Please note: The SEC codes that a merchant is able to process with is determined in underwriting of a merchant. If a SEC code is utilized that has not been approved for the merchant, then the transaction will be rejected. If additional SEC codes are needed, then a ticket may be opened in the dashboard to request the additional option from our underwriting team.