ZenPayments
  1. Merchants
ZenPayments
  • General Information
    • Authentication
    • Errors
    • Responses
    • Filters
      • Example - gte
      • Example - between
      • Example - like
      • Example - in
      • Example - non-empty
    • Pagination
      • 10 results per page
    • Data Types
  • Merchants
    • Sandbox
      • Sandbox Payment Gateway
    • Card Payments
      • Authorization
      • Sale
      • Capture
      • Partial Capture
      • Refund
      • Partial Refund
      • Soft/Dynamic Descriptor
      • Card Authentication
      • Card Tokenization
      • Card Tokenization with Global Token
      • Sale with a Fee Terminal
    • Hosted Form
      • Generate
      • Generate with Billing and Contact Information
    • Hosted Fields
      • How it Works
      • Hosted Fields Token
        • Hosted Fields Token
      • Integration Guide
        • Step 1: Include the JavaScript Library
        • Step 2: Add HTML Elements for all payment fields
        • Step 3: Set the AccessToken and Configure the rest of the form
        • Step 4: Add styling
        • Step 5: Listen for Events
        • Step 6: Get the tokenized card
          • Get the tokenized card
        • Add Payment Method Page
        • Testing your integration
    • CustomerVault
      • Sandbox
        • Sandbox Dashboard
      • Hosted Card Form
        • Generate
      • Customers
        • List
        • View
        • Create
        • Update
        • Archive
        • Delete
      • Cards
        • List Cards
        • View
        • Add Card
        • Update Exp Date
        • Archive
        • Unarchive
        • Delete
      • Billing Information
        • List
        • View
        • Update
        • Create
      • Shipping Information
        • List
        • View
        • Update
        • Create
      • Recurring Payment
        • List
        • View
        • Update
        • Create
    • Transaction Reporting
      • List
      • View
    • Response Codes
      • Verification Response Codes
    • 3DSecure
      • Version
      • Create
        • Create
      • Check
        • Check
      • Test Cards
    • Account Updater
      • Card Compatibility
      • How It Works
        • Sale with Account Updater
    • ACH Payments
      • General Information
      • Transactions
        • SEC Codes
        • Statuses
        • Actions
          • Action
        • History Log
          • Log
        • List
        • View
        • Create ACH
        • Create ACH & Save Customer
        • Create ACH for an existing Customer
        • Create ACH for an existing Customer and specific Account
        • Remove
      • Hosted Form
        • Example Request
      • Customers
        • List Customers
        • View specific Customer
        • Create Customer
        • Update Customer
        • Delete a Customer
      • Customer Accounts
        • List Customer Accounts
        • Create Customer Account
        • Update Customer Account
        • Delete a Customer Account
      • Bank Information
        • View
      • ACH Settlements
        • List
        • View
      • ACH Webhooks
        • New ACH Record
        • ACH Status Update
        • New ACH Customer
    • Reporting
      • Sandbox
        • Sandbox Dashboard
      • Authorizations
        • List
        • List with Filters
      • Batches
        • List
        • List with Filters
        • Summary
      • Payouts
        • List
        • View
        • Export
      • Chargebacks
        • Disputes
          • Upload a temporary file
          • Create a Dispute
          • Preview
          • Submit
        • Webhooks
          • Signatures
          • Events
            • Chargeback
              • New Chargeback Record
              • Chargeback Update
        • View
          • List
          • View
      • Statements
        • List
        • Download
      • Reserve
        • List
      • Fraud Report
        • Generate
      • Visa Verifi
        • Submiting External Transactions
          • Submit
        • List
      • Other Reports
        • Request a Report
        • Check Status
        • Download
    • Gateway Test Cards
  • Platforms
    • Sandbox
      • Sandbox Dashboard
    • Onboarding
      • Boarding Applications
        • Campaigns
          • List
        • Equipment
          • Terminals
            • List
            • View
          • View
          • Update
        • List
          • List Boarding Applications
        • Create
          • Create Boarding Application
        • Delete
          • Delete Boarding Application
        • View
          • View Boarding Application
        • Update
          • Update Boarding Application
        • Principals
          • List Principals
          • Create Principal
          • Update a Single Principal
          • Mass update Principals
          • Delete Principal
        • Processing
          • View Processing section
          • Update Processing section
        • Merchant Category Codes (MCCs)
          • List MCCs
        • ACH
          • View ACH section
          • Update ACH section
        • Documents
          • Attachment About
            • List All Document Categories
          • View all documents
          • MPA
          • Assign a single document
          • Assign multiple documents
          • Update a single document
          • Delete a single document
        • Fees
          • Types
            • List
          • Other Fees
            • Add
            • Update
            • Delete
          • List all fees
          • View a specific fee
          • Update a single fee
          • Update multiple fees
        • Bank Accounts
          • Add
          • Update
          • Change
        • Validate
          • Validate a Boarding Application
        • URL
          • GET URL of Boarding Application
        • Signature
          • Request E-sign
            • Request Signature
          • Embed E-sign
            • Embeded E-sign Example Flow 1
            • Embeded E-sign Example Flow 2
            • Request Embed
          • Manually Signing
            • Manual Sign
          • External eSign Signing
            • External eSign
        • Automation
          • AutoSign
            • Set AutoSign
          • AutoUnderwriting
            • Set AutoUnderwriting
        • Status
          • Set status to Underwriting
        • Notes
          • List
          • Create
      • Merchants
        • Terminals
          • List Terminals
          • View a specific Terminal
          • VAR Sheet
          • VAR View
        • List Merchants
      • DBA
        • List
        • View
      • Attachments
        • Temporary Upload
          • Temporary Upload
        • Chunk Upload
          • Initialize
          • Upload Request 1/2
          • Upload Request 2/2
        • Standard Upload
        • List attachments
        • View
        • View in browser
        • Download
        • Delete
      • Webhooks
        • Signatures
        • Events
          • Boarding Application
          • Merchant
            • Account
              • New Acquiring Account
              • New ACH Account
              • Closed Acquiring Account
              • Closed ACH Account
            • Terminal
              • New Terminal Record
              • Update Terminal Record
              • Delete Terminal Record
    • Reporting
      • Authorizations
        • List
        • List with Filters
      • Batches
        • List
        • List with Filters
        • Summary
      • Payouts
        • List
        • View
        • Export
      • Chargebacks
        • View
          • List
          • View
        • Disputes
          • Upload a temporary file
          • Create a Dispute
          • Preview
          • Submit
        • Webhooks
          • Signatures
          • Events
            • Chargeback
              • New Chargeback Record
              • Chargeback Update
      • Statements
        • List
        • Download
      • Reserve
        • List
      • Fraud Report
        • Generate
      • Other Reports
        • Request a Report
        • Check Status
        • Download
    • Residuals
      • List
      • View
    • Tickets
      • Update Ticket Status
        • Close
        • Re-Open
      • Responses
        • List
        • Create
        • Add an Attachment
      • Attachments
        • List
        • View
        • Create
        • Delete
      • Categories
        • List
      • Notes
        • List
        • View
        • Create
        • Update
        • Delete
        • Attachments
      • List
      • Create
      • View a specific ticket
    • Connect
      • Webhooks
        • Access Granted
        • Access Updated
        • Access Revoked
    • Misc
      • Address Checker
        • List Countries
        • List States
        • List Cities and Zip Codes
        • Filter by City and State
      • BIN Check
        • Get BIN Information
  1. Merchants

3DSecure

3DSecure (3DS) is a fraud prevention security protocol that allows consumers to shop online more securely. It works by verifying that the consumer entering the credit card information on an e-commerce site is the owner or person authorized to use that credit card. How this works depends on which version of the 3DS protocol is being used. Using 3DS can provide you with chargeback protection and lower interchange rates.
3DS will be enabled at the merchant level. If you want to utilize this protocol contact us. Some merchants may be required to use 3DS by default for all transactions.

Integration#

The following JavaScript needs to be embedded on your checkout page to collect browser data information. You will need to pass the collected data from the JavaScript in the browserData field in the Create method when creating 3DS authentication. This information is needed to increase the level of security and accuracy of the 3DS authentication.
#browserData is just an example field you need to change it according to your HTML form.
Modified at 2025-08-09 05:39:42
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