Create ACH & Save Customer

POST

/api/ach

When creating a new ACH transaction record you have the ability to save the customer and payment information to your ACH Customers for future payments. In order to do this you need to pass the customer.save as Yes.

IMPORTANT When you want to save a customer from an initial transaction the customer object fields become required.

Request

Authorization

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

Body Params application/json

Example

{
    "amount": 9.99,
    "tax": 1.99,
    "SECCode": "PPD",
    "routingNumber": "123456789",
    "accountName": "Jack Wick's Account",
    "accountNumber": "1234567890",
    "accountType": "Checking",
    "transactionType": "Debit",
    "customer": {
        "save": "Yes",
        "firstName": "Jack",
        "lastName": "Wick",
        "phone": "818-727-1234",
        "address1": "9024 Some Ave",
        "address2": "",
        "city": "LA",
        "state": "CA",
        "zipCode": "90069",
        "email": "john.wick@example.com"
    },
    "dba": {
        "id": "9"
    }
}

Request Code Samples

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location --request POST '/api/ach' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": 9.99,
    "tax": 1.99,
    "SECCode": "PPD",
    "routingNumber": "123456789",
    "accountName": "Jack Wick'\''s Account",
    "accountNumber": "1234567890",
    "accountType": "Checking",
    "transactionType": "Debit",
    "customer": {
        "save": "Yes",
        "firstName": "Jack",
        "lastName": "Wick",
        "phone": "818-727-1234",
        "address1": "9024 Some Ave",
        "address2": "",
        "city": "LA",
        "state": "CA",
        "zipCode": "90069",
        "email": "john.wick@example.com"
    },
    "dba": {
        "id": "9"
    }
}'

Responses

🟢200Create ACH & Save Customer

application/json

Body

Example

{
    "id": 3642099,
    "amount": "9.99",
    "tax": "1.99",
    "SECCode": "PPD",
    "accountName": "John Wick's Account",
    "accountNumber": "XXXXX7890",
    "accountType": "Checking",
    "routingNumber": "123456789",
    "checkNumber": null,
    "traceNumber": null,
    "transactionID": null,
    "transactionType": "Debit",
    "transactionDate": "2023-05-15 11:36:14",
    "transactionStatus": null,
    "addendaText": null,
    "memo": null,
    "file": {
        "id": null,
        "date": null
    },
    "dba": {
        "id": 9,
        "name": "Demo DBA"
    },
    "customer": {
        "id": 145571,
        "firstName": "Jack",
        "lastName": "Wick",
        "phone": "+1 818-727-1234",
        "email": "john.wick@example.com",
        "address1": "9024 Some Ave",
        "address2": null,
        "city": "LA",
        "state": "CA",
        "zipCode": "90069",
        "identifier": null,
        "sendReceipt": "No"
    },
    "recurring": {
        "id": null,
        "init": "No",
        "every": null,
        "frequency": null,
        "beginDate": null,
        "endAfter": null,
        "status": null
    },
    "verification": {
        "status": "Pending",
        "date": null
    },
    "source": "API",
    "return": {
        "code": null,
        "date": null
    },
    "note": null,
    "updatedOn": "2023-05-15 11:36:14",
    "createdOn": "2023-05-15 11:36:14"
}

Modified at 2025-08-09 05:39:41

Create ACH

Create ACH for an existing Customer